Once you have completed a request for a Life Insurance Program, one of our experts will contact you within 48 hours to review the information submitted and go over the following:
We will review and or help you determine how much coverage you need. Coverage is available starting at a minimum $2,000 and a maximum of $1,000,000 for persons up to 89 years of age.
Basic Health Review
In this step we will ask you a few basic health questions. This information will help us determine which company and plan is right for you. Even though we will ask questions about your health status you will not be required to take a medical exam.
Review Coverage Options
Once we have completed your need analysis and health review, we will do an instant check for the best final expense plan at the most affordable rate.
Complete Application & Phone Interview
Once you have selected your preferred coverage option we can complete your application by a simple phone interview. The application process typically takes less than 15 minutes.
In most cases, once the application is completed your coverage is immediately approved. On approval, we will give you your new policy number and you can expect to receive a hard copy of your policy by mail within 7-14 business days.
**In some cases, your application may require additional underwriting before it can be approved. If this occurs, we can continue with the existing application or we can attempt to get instant approval from another company.